Proverbs 27:12-14

The Message

¹² A prudent person sees trouble coming and ducks;
    a simpleton walks in blindly and is clobbered.

¹³ Hold tight to collateral on any loan to a stranger;
    be wary of accepting what a transient has pawned.

¹⁴ If you wake your friend in the early morning
    by shouting “Rise and shine!”
It will sound to him
    more like a curse than a blessing.